Buying a home

Buying a home - To find the home of your dreams, you have come to the right place!

If you are interested in buying a home, please feel free to browse through my website for the featured listings on my Listings Page. I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search! My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles: How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I will find the right home for you: Once you have been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

Moving Checklist -Transfer all bank accounts and have your bank recommend an affiliate -Have vehicles tuned up, change insurance accordingly -Arrange for a moving company -Leave keys and necessary legal papers with your realtor -Have your prescriptions refilled -Must your will be re-written with inter-provincial moving?

Change of address to: Driver's licence, medical services plan, post office, credit card accounts, friends, relatives, magazines, newspapers
Notify insurance companies: Health, life, auto, home owners.
Utilities, refunds, final bills: Hydro, telephone, cable, internet, gas, water rental.
Obtain all records: Dentist, doctor, optometrist, specialists, school, birth, baptismal, legal documents
Cancel deliveries: Newspapers, magazines, milk.
Transfer memberships: Clubs, organizations, church, charities

Pauline Jones
ph: 604.267.3800
cell: 604.518.7916